Private Lending in Ontario – Fast, Flexible Mortgage Solutions

Private lending has grown in popularity across Ontario, particularly in competitive markets like Toronto and Mississauga. For borrowers who don’t fit traditional bank criteria, it can be the difference between moving forward and missing out.

When Should I Consider a Private Mortgage?

• Urgent financing needs (bridge loans, quick closings)

• Poor or limited credit history

• Complex income situations

• Unique properties banks may not finance

Are Private Mortgages More Expensive?

Yes, interest rates and fees are higher. But for many Ontarians, the speed and flexibility outweigh the costs.

How Fast Can I Get Approved?

Private lenders can often approve and fund within days instead of weeks.

Common Concerns from Ontario Borrowers

• Short-term nature — usually 6 to 24 months

• Higher interest rates

• Property as collateral — important to have a repayment strategy

Explore how our Private Lending Services can help you achieve your goals.