Flexible Private Lending Solutions
Tailored to Your Needs
Access financing with speed, flexibility, and personalized terms designed to help you achieve your real estate goals.
David Simmonds
“Traditional lenders can’t always accommodate every financial situation. Whether you're an investor looking for high returns or a borrower seeking options that go beyond the limitations of traditional banks, private lending offers a tailored solution.
For borrowers, private lending provides faster approvals, fewer barriers, and flexible terms. It’s an ideal option for those facing challenges with credit, income verification, or timing constraints, helping you access the funds you need without the red tape.
For investors, private lending offers opportunities to grow wealth through steady, real estate-backed returns. With demand for private financing on the rise, it’s a smart way to diversify portfolios while earning passive income with security and confidence.
Private lending isn’t just a fallback, it’s a forward-thinking strategy for unlocking financial potential. Whether you need funds or are looking to build wealth, I work with trusted lenders and investors to provide solutions that work. Let’s explore how private lending can be the answer you’ve been searching for”.
What is Private Lending?
Private lending offers an alternative to traditional bank financing, providing borrowers with faster approvals, flexible terms, and tailored solutions. It’s ideal for:
Self-employed borrowers
Investors with complex income
Clients needing bridge financing
Real estate developers
Why Choose Private Lending?
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Faster Approvals
No long bank processes.
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Flexible Terms
Custom structures to suit your needs.
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Equity Based Decisions
Focus on your property value, not just credit score.
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Short Term Options
Ideal for transition financing.
Who I Help?
Borrowers
Clients with unique financial situations
Self-employed professionals
New Canadians without long credit history
Investors
Individuals looking to diversify portfolios
Secure returns through real estate-backed lending
Process
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I assess your needs and goals.
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Submit required documents.
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Receive terms within days, not weeks.
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Close quickly and move forward with confidence.
How Can Private Lending Work For You?
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For Investors
Earn 6% to 16% returns by acting as a private lender, with your investment secured by real estate. These short-term opportunities offer faster approvals than banks, ideal for borrowers needing quick access to funds. All fees are paid by the borrower, and I provide thorough due diligence to ensure the right fit for your financial goals.
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For Borrowers
If banks have turned you down, private lending could be the right solution. Borrowers use private mortgages to consolidate debt, boost credit, improve cash flow, or make time-sensitive purchases. Private lenders offer flexible terms—such as interest-only payments and quick approvals—focusing more on the value of your property than your income or credit.
Common questions
Q1: How does private lending differ from banks?
A: Private lending is more flexible, focusing on the equity in your property instead of rigid income/credit requirements.
Q2: What interest rates can I expect?
A: Rates depend on property type, loan-to-value ratio, and term. While higher than banks, private lending provides speed and opportunity that traditional lenders often can’t.
Q3: Is private lending safe?
A: Yes, all loans are secured against real estate, with legal protections in place for both borrowers and investors.
Ready to Explore Private Lending Options?
Book a free consultation with our mortgage professionals today and discover how private lending can work for you.
