Your Path to the Right Mortgage

Starts Here

Whether you’re buying your first home, refinancing, or investing, I provide tailored mortgage solutions designed to fit your financial goals.

David Simmonds

“It all begins with a goal. Whether it is your first or fifth property, my experience in accounting means I engage with your entire financial portfolio, leaving you with a tailored and in-your-best-interest mortgage solution.

My advice is always to be well-informed before making a large financial decision. Work with a professional, understand your options, risks, costs, and benefits. Once you are fully informed, you are fully in control. Let me help you get in control.”

What Are General Mortgages?

General mortgages cover a wide range of borrowing needs. As your mortgage advisor, I help you understand your options, compare lenders, and secure financing that matches your unique situation.

First-time homebuyer mortgages

Refinancing and debt consolidation

Investment property financing

Renewals and transfers

Why Work With a Mortgage Professional?

  • Access to Multiple Lenders

    Banks, credit unions, and private lenders

  • Tailored Solutions

    No “one-size-fits-all.”

  • Time Saving

    I shop the market for you

  • Expert Guidance

    Clear explanations every step of the way.

Mortgage Services

Offered

  • Secure the right mortgage with competitive rates.

  • Lower payments, access equity, or consolidate debt.

  • Don’t just sign your renewal, explore better options.

  • Leverage financing for rental and investment opportunities.

Process

  • Understand your goals and needs.

  • Get clarity on what you can afford.

  • I present your case to multiple lenders.

  • You get the keys, the funds, or the solution.

 FAQs

  • Not always, programs are available starting from 5% down (conditions apply).

  • Yes, I work with alternative and private lenders who consider your full financial picture.

  • In most cases, the lender pays a commission, so my services are free for standard residential mortgages.

Let’s Find the Right Mortgage for You

Book a no-obligation consultation today. I’ll help you explore all your options and find the solution that works best for you.